Well, this time also it was Saturday, 16th of May
2015, on which the 'Axis Digital' - second meet was being organized by
Blogadda. At this time, the occasion was to promote the Ping Pay app which is a
second phase of the Axis Bank Mobile App. When we the bloggers were being
called for the first meet, we were delighted with the first launch of the Axis
Bank mobile app. Even in its first launch, we were amazed on how we could just
add the beneficiary account by using merely 3 credentials like bank account
number, mobile number and photograph of the person.
On this
Saturday 'Axis Digital' meet we were amazed with the social inclusion feature
in the Ping Pay app that was being launched by Axis Bank on 8th May 2015. At
first we were being called upon to attend the meet on the 9th of May 2015, but
eventually it got postponed to 16th May 2015. Therefore, in less than 3 months,
Axis Bank has launched the second version of mobile banking app termed as Ping
Pay app. For this event also I was not able to reach on time, but I managed to
be at the venue at 10.30 am and that was the time when we all were taken to the
conference room.
As soon as I,
entered in the conference room along with a few people and within 5 minutes the
event started. This time also, Mr. Pramod was only going to give us the
detailed information regarding the Ping Pay app. In that conference room there
were screens on the table which showed us the WiFi user name and password of
the Axis Bank so that we could make use of it to tweet during the event using
#PingPayKaro handle. In this way the Axis Digital event began and this Ping Pay
app is being developed by keeping the 20/20 Vision and provide the user
friendly access to the customer.
The interesting
features in this Ping Pay app are like we could connect with and transfer money
to anyone using the contacts list that is present in our mobile handset and
that too with the help of social apps like WeChat, Facebook, Google Plus and
many more. Also, as of now the Axis Bank customers can send and receive money,
whereas the people who don't have an Axis Bank account can only ask money using
this app. So this is the best feature that even the non Axis bank customers can
also download the app and get money deposited in their account in a fraction of
a second. The recharge mobile facility is available only for the Axis Bank
customers and as of now this facility is not available to the non Axis Bank
customers.
My suggestions
for this Ping Pay Axis Bank - mobile banking application are as follows:
1. Send and receive
money facility should be available to Non Axis Bank customers.
2. If send and receive
money facility is made available then it should not cost any charges to either
Axis Bank or Non-Axis Bank customers.
3. Recharge mobile
Facility should be available to Non-Axis Bank customers.
4. The utility
Bill payment service should also be available to Non-Axis and Axis Bank
customers.
5. The switching
between the text and internet version should be available within this Ping Pay
App. (It is costlier, but this functionality must be available in case of
emergency.)
6. Trading
feature must be added in such a way that user can keep track of at least 5 scripts
within the app. So that the user can keep track of the changes in any of the 5
select company share prices.